Write it when you feel it!

India is a developing country and the ambition in our youth to have a crore in their bank is also developing in same pace. Wealth of India and Indians is a well-known phenomenon in this world. We were once considered the richest land. Even now we have few wealthy people who can give tough competition to other rich men around the planet. Indians grow up understanding and tagging wealth to gold and property. Most of the current generation had seen a struggling prior generation and/or heard of previous generations working hard to earn wealth. Most of the Indians didn't have housing in earlier generations and the ones who had been the landlords often lending money and renting property to the larger masses. This practice had led to our ancestors often linking richness to having property for rent.  Our rich dad poor dad preaches us to have assets which are earning bucks for us versus sitting idle and shut which links to having rented property. We often overlook the fact that when is buyi...

  A dream house is a dream that most of the people currently living on Planet Earth carries. We grow up seeing how our parents put together all their life’s earnings or a significant portion of it in making a house. Mankind takes this dream of having their own separate shelters wherever they are. The word settling has been closely associated with having your own house. People feel life is well settled once a house is acquired. Remember our forefathers would have started from sharing a cave together with others, a tree shed with others, a large abode with extended and joint families, a house boat with others wherever they were thousands of years ago. As we disintegrated and got more nuclear our shelter needs continued to grow and reach an ever granular need of one house for each family to multiple houses per family. The society had tagged respect to the amount of property one holds and often believe that is the show of wealth that determines one’s value among the peers. In 2024, we ...

Unlike football field the middle portion of the berth in Indian trains are not the favorite piece for the travellers but it does contribute in orchestrating the drama in a train journey.  When I entered the train 5mins before the journey started, little did I know about the fun waiting for me. I had to rush from office to get home, grab my things and get into the metro station. No appreciation is ever enough when we talk about the metro trains which are also feeders for the long distance train stations which was my first destination. I just can’t stop admiring how metro flies above the normal roads on those metal tracks like a king when the whole city is stuck in traffic going nowhere. Metro keeps gliding carrying a big chunk of office goers back to their little abode across the town. I didn’t want to miss my train back home and was continuously running various complicated algorithms on my mind based on various time sensitive parameters on how to make it on time. Long story short w...

Four in every ten people we meet in this world are expected to be stressed. Many times we don’t realize that one of our dear one is in that four too. Think about ten people you met today, can you name the ones you suspect to be stressed? Maybe not, as most of us had mastered the art of masking the stress and projecting a sparkling version of ourselves to the outside world. Reality is that there is nothing to be ashamed of being stressed instead we need to cultivate a society where it is spoken out loud and we look after each other to ensure stress gets the treatment it deserves by getting it busted!  We are always in look out for stress busters and keen to adapt famous methods around us. But why do we get stressed? For every individual it is different, as unique as we are with our dna, the types and variety of stress inducers are also different. Many of us are stressed because of our job commitments or rather expectations. Many times we set these expectations unknowingly, by overco...

Stress is a by-product of human life when facing situations or conditions beyond our natural habitat. We face it everywhere around us whenever we are challenged in ways which are irregular. We are used to a template or pattern of life and life events, any routes which are not mapped in otherwise routine life of ours guarantees a minimum stress level. That is the easiest way to put forth the concept of stress. The body reacts to stress causing chemical changes which reflects in the form of blood pressure, heart rate, sugar levels and many unknown ways which great men of scientific knowledge are still learning about. Stress which is caused by pressure can also be negative or positive. None of us are used to associating pressure as positive as in today’s world stress had become synonymous to negative pressure. We can be stressed with our work demands, overwhelming family commitments, challenging personal goals, unattainable financial backlogs and ever-increasing societal expectations to l...

Guys it has been long time since I wrote something. This time I thought of sharing my views on SIP(Systematic Investment Plan) into mutual funds. There are better ways of making quick bucks. But lets devote the whole blog to SIP. There are many of my friends who had invested into markets using the Mutual Funds just because of my advice. I would like to share my experience with mutual funds. Why should we invest in mutual fund and not directly to stock market? This can always be debated since on my blog on stock market I would tell learn to manage your money. But here I would tell you that lets leave it to experts. Same as when you need legal advice and assistance you look for lawyers, Doctors for medicine...to be precise..we always believe in experts...then why to take risk? Do you think they will leave their credibility at stake thinking its somebody elses money? Never...this is their job and will do their best. The risk of investing through mutual fund has lot of benefits: 1. It di...